Over the years younger women have gained a reputation as being safer and more reliable drivers than their male counterparts, due to a larger percentage of road accidents and driving offences being caused by men. This allows many younger women the benefits of being safer drivers to translate into cheaper rates. There are plenty of things to look for when shopping for women's car insurance to make sure of the best deal possible.
Firstly, it's important to make sure the insurance policy includes breakdown cover, especially breakdown assistance. As a woman you do not want to be stuck with a faulty car next to the side of the road in a potentially vulnerable position. Having comprehensive breakdown cover included will offer the peace of mind no matter what the situation.
Another important feature for women's car insurance is incentives for low mileage. Women tend to drive fewer miles than men, and with policies that offer discounts for low mileage are always worth considering.
It's also important to take advantage of the fact that young women are in a lower-risk category for insurers. This means younger women can get the best prices around, but it should also mean increased cover included in the car insurance policy helping to provide the necessary safety and security.
With younger women likely to cause fewer accidents than their male counterparts, it's also important to take advantage of the fact that such females are less likely to claim. Insurance policies that offer substantial no claims discounts are preferable as they allow women to benefit from their safe driving. LV = offer up to 75% no claims discount.
When we give you more than one discount is taken off each separately. We always take off the online discount last.